[At the laugh, he got a good at himself, and just chuckles, they do look like a horror show]

Why am I not surprised to know you are an old hand at insurance fraud? Hm, honestly avoiding them now would likely be enough... they lack any sort of self-restraint, and will quite likely be on the business end of a stake soon enough.

[Though his lips pursed in a slight frown at that, knowing their habits, blinking as Moriarty's appearance changes]

Quite handy.